I thought this was the best idea ever, since my husband and I lived together before our wedding and we don't need any more "stuff." Only a few of our friends used it, but they all thought it would super cool too. Wish more people had used it in...stead of our Target registry, but you know how people want to go get tangible stuff. Would recommend to anyone! Links right to your Paypal account so you can move the money to any checking/savings account. Very convenient! Charges a $5.90 fee to gift givers but not the receiver. I think it's worth it.