Jewelers Mutual Insurance

Founded by jewelers over 100 years ago, Jewelers Mutual Group is the oldest, most well-established jewelry insurer in operation today. Nearly a million people trust Jewelers Mutual to insure their jewelry, including brides and grooms who want to wear their cherished engagement rings and wedding bands worry-free. Why should you get jewelry insurance from Jewelers Mutual? 1. Your insurance is protected by jewelry experts. Jewelers Mutual is the only insurer in the United States dedicated to jewelry insurance for over 100 years. Jewelers Mutual is trusted by many of the nation’s largest property and casualty insurers to be their exclusive jewelry insurance provider for their customers. 2. Broader coverage. A stand-alone jewelry policy from Jewelers Mutual provides broader jewelry coverage over a traditional homeowners policy. With Jewelers Mutual, you’re protected against loss, theft, damage, disappearance, normal wear and tears*, natural disasters, and while traveling worldwide (including honeymoons)! 3. Jewelry insurance from Jewelers Mutual ensures your homeowners/renter’s policy is never adversely affected by a claim, such as, in some cases, higher premiums or getting canceled, possibly making it harder to get future policies. 4. It’s affordable. The average cost is 1-2% of the jewelry replacement value, paid each year. Rates depend on the price of your piece and where you live, among other factors. 5. Choose a deductible that fits your budget, as low as $0. With homeowners policies, you will most likely have a deductible. 6. Repair or replacement coverage. Many traditional insurance policies simply reimburse you for the cost to repair or replace your lost or damaged jewelry. Instead, Jewelers Mutual works directly with your preferred jeweler of choice – we do the hard work for you – to get you the same kind and quality as the original. 7. Hassle-free account management. After Jewelers Mutual issues your policy, you are able to register for an online account, making everything digital, paperless and easy, including auto-pay to help ensure you never have a lapse in coverage. 8. Claims satisfaction. Jewelers Mutual has an excellent track record of processing claims quickly, with a 4.7 out of 5 customer star rating on Trustpilot. 9. Endorsed by several well-renowned jewelry industry organizations including American Gem Society, Jewelers of America, and Jewelers Security Alliance. *Subject to availability, coverage may not be available on all policies.